Business Lending

Loans for Professionals

As a physician, dentist, engineer, attorney, accountant or other professional, your needs may be unique. At Prairie State Bank & Trust, we provide creative solutions to meet those needs, and most importantly, deliver service that accommodates the demands of your often busy schedule.

Whether you are looking to purchase or build a new office facility, purchase new equipment, or acquire ownership in your practice or business, we will work to find a loan that is right for you!

Commercial Real Estate Loans

For commercial real estate loans, including owner-occupied commercial real estate, leased commercial real estate, commercial construction loans, commercial lot loans, or subdivision or other land development loans, we commit to handle your request promptly, and offer guidance and assistance along the way!

We also have lenders who can assist with specialty loans, such as Small Business Administration 504 loans.

Residential Rental Properties

If you are looking to purchase or refinance residential rental property, we have loans designed to meet your needs.


Other Business Loans

Whether purchasing equipment or vehicles, financing accounts receivable or funding inventory, we are able to service all of our business customer's needs!


Ag Loans

Whether you intend to farm it or simply hold for investment and rent, Prairie State Bank & Trust has provided loans to purchase or refinance farm and recreational land for years!

We also have lenders that specialize in funding the operating and equipment needs of farmers throughout Central Illinois.

Business Lending Team

With years of experience and a strong understanding of our local economy and infrastructure, we are equipped to help entrepreneurs and business owners find financial success.

Commercial Lending Team

Matthew E. Allen

Matthew E. Allen

Vice President, Regional Ag Loan Officer Illinois NMLS# 493894 View Bio for Matthew E. Allen
Chris Arthur

Chris Arthur

Vice President & Commercial Loan Officer Charleston, IL NMLS# 519824 View Bio for Chris Arthur
Jim Conlin

Jim Conlin

Senior Vice President & Commercial Loan Officer Savoy, IL NMLS# 1648995 View Bio for Jim Conlin
Matthew Dill

Matthew Dill

Commercial Loan Officer Virden, IL NMLS# 2075476 View Bio for Matthew Dill
Coleman Engelkes

Coleman Engelkes

Commercial Loan Officer Charleston, IL NMLS# 1813171 View Bio for Coleman Engelkes
Jeff Hunt

Jeff Hunt

Senior Vice President & Commercial Loan Officer Springfield, IL NMLS# 517019 View Bio for Jeff Hunt
Justin Lyon

Justin Lyon

Commercial Loan Officer Decatur, IL NMLS# 681018 View Bio for Justin Lyon
Eric Oschwald

Eric Oschwald

Senior Vice President & Commercial Loan Officer Springfield, IL NMLS# 517018 View Bio for Eric Oschwald
Brian Mueller

Brian Mueller

Senior Commercial Lender Bloomington, IL NMLS# 1951053 View Bio for Brian Mueller